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If you're looking for the best source for Rent To Own houses in Michigan, you're in the right place!
We are experienced real estate investors that specialize in finding, buying, controlling, selling and assigning off-market properties and contracts to real estate investors.
Our wholesale inventory is always direct to seller with no daisy-chains. For immediate access, complete the form on this page.
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What is required to qualify for a lease purchase property?
Great question!! When you apply for a lease purchase property, there are some main items that are being reviewed and that are being looked for:
- A Down payment - amount to be agreed upon by you and the landlord/seller
- Debt to Income Ratio Analysis - We will make certain the lease payments along with you future mortgage payments are within your budget and meet the lender underwriting guidelines. For this step you will need to provide your income documentation
- Credit report score to be above minimum underwriting standards or you must be enrolled in credit restoration / enhancement
Terms of credit during rental period dependent on agreement with homeowner. Terms of credit may affect ability to qualify for home loan at end of lease period.